Do you know what's on your credit report?
Get your FREE ANNUAL CREDIT REPORT today!
Today, it is important to review your credit report on a regular basis, due to the increase in identity theft. If you are considering buying a home soon, it is important to know what info your credit report contains before starting the homebuying process.
According to the Federal Trade Commission in 2003 FACTA requires the nationwide credit bureaus to provide consumers with a free copy of their credit report, at their request, once every 12 months from the 3 major reporting agencies Equifax, Experian & Transunion. Consumers who want to access their credit report online can go to AnnualCreditReport.com
or by Telephone:(877)-322-8228
or by mail: Complete the Annual Credit Report Request form and mail it to the following address: Annual Credit Report Request Service P.O. Box 105281 Atlanta, FL 30348-5281
Today, it is important to review your credit report on a regular basis, due to the increase in identity theft. If you are considering buying a home soon, it is important to know what info your credit report contains before starting the homebuying process.
According to the Federal Trade Commission in 2003 FACTA requires the nationwide credit bureaus to provide consumers with a free copy of their credit report, at their request, once every 12 months from the 3 major reporting agencies Equifax, Experian & Transunion. Consumers who want to access their credit report online can go to AnnualCreditReport.com
or by Telephone:(877)-322-8228
or by mail: Complete the Annual Credit Report Request form and mail it to the following address: Annual Credit Report Request Service P.O. Box 105281 Atlanta, FL 30348-5281
that for you
Melody,
Check the Federal Trade Commission website, I included a link. I have been checking my credit through this website for several years, to be sure there is no erroneous information on it. It's a great tool for us as REALTORS, and it's a great tool for perspective home buyers. Sandy
Derrick,
I know so many that are unaware that they are entitled to a free report. However, the buyers that have pulled their report before applying for a mortgage are so much more prepared than those that don't. Sandy